Wealth Management – Making an Effective Plan

You have spent many years of your life managing your finances. You now have a good amount of money set aside. You need someone to handle wealth management for you so that that money will grow at a good rate without being lost. While you can do all the investing and managing yourself, you may […]

Year-End Tax Planning: Higher Income Filers Must Navigate New Landscape

As you evaluate your tax situation at the end of the year it is critical to know about the important changes and updates.  Particularly for individuals who are high income earners, who now have a changed landscape to navigate through.  This video will help explain the changes that you need to know about. At Boyer […]

Teaching Children about Finances

Even before your children can count, they already know something about money: it’s what you have to give the ice cream man to get a cone, or put in the slot to ride the rocket ship at the grocery store. So, as soon as your children begin to handle money, start teaching them how to […]

Talking to Your Child about College Expectations

If you’re the parent of a high school student who’s looking ahead to college, it’s important to have a grown-up conversation with your child about college expectations. A frank discussion can help everyone get on the same page. Here are some talking points. Costs For many families, the cost of college is the elephant in the […]

What are Business Valuations and why are they important?

All businesses have a value. Whether it be a multi million dollar corporation that spans entire countries and language barriers. Or a small one man hot dog stand. All companies have a value. The value of a company is based on two main factors. Firstly turnover, or in other words how much money the company […]

Medicare and Medicaid: Do You Know the Difference?

Medicare and Medicaid were signed into law 36 years ago to protect older and poorer Americans against the high cost of health care. Ironically, it’s the high cost of providing health care through these programs that now threatens federal and state budgets, leading to calls for Medicare and Medicaid reform. Although these programs are often […]

Do You Need Flood or Earthquake Insurance?

We’d like to believe that disasters caused by floods or earthquakes are rare. But as we have seen with the recent natural disasters in the United States and abroad, the impact can be financially devastating. If you were to fall victim to a natural disaster, could you pay for the damages out-of-pocket? Will your homeowners […]

I’m buying a laptop online–will I have to pay sales tax?

There are currently five states that do not have a sales tax: Alaska, Delaware, Montana, New Hampshire, and Oregon. If you live in one of the other 45 states, or in the District of Columbia, you’re probably legally responsible for paying some form of sales or use tax on your laptop purchase. And, to complicate matters even […]

Can I deduct state sales tax on my federal income tax return?

If you itemize deductions on Schedule A of IRS Form 1040, you are generally able to deduct state and local taxes, including income tax, real property tax, and personal property tax. For 2011, if it works to your benefit, you can elect to deduct state and local general sales tax in lieu of state and […]

What is a Health Savings Account (HSA)

HSAs (health savings accounts) allow Americans under age 65 to make tax-deductible contributions to a special account tied to a high-deductible health insurance policy. Earnings inside the HSA are tax deferred (just like in an IRA). To be eligible to contribute to an HSA, you must have a qualified insurance policy.  Please contact us for […]